Finance

Recent research by RealtyTrac Year-End 2009 Foreclosure Market Report reveals that 3,957,643 foreclosure filings were reported on 2,824,674 U.S. properties in 2009. This includes scheduled foreclosure auctions, default notices and bank repossessions.

Continue Reading Rising Foreclosures This Year

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I sit at my desk completely frustrated with Advanta. I opened up a business credit card with them 3 years ago and made a purchase of $6500 to help build my business credit for Rapid Recovery Solution, my Collection Agency. I have paid more then the minimum every month, on time. November 2008 I noticed that my interest rate seemed a little high. No where on my statement did it say the actual interest rate so I called the company. After 10 min or so I get a live rep on the line and they tell me it is 36.1%. Are they kidding, this must be a mistake. I have over a 750 score and never missed a payment. They said they sent me a notice in Aug that they are doing this due to a change in there lending methods. It turns out this is the second time this year they did this. I went from 8.99% in Jan 08 to 18.99 in Feb 08 to 36.1% in Aug 08.

Continue Reading Advanta Credit Card Scam

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For those small business owners with less than perfect credit ratings, credit card funding may probably become a needed part of maintaining with small business overhead.

Continue Reading The Good And The Bad – Credit Card Funding For Your Small Business

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Everyone knows what it feels like to need extra money in an emergency. In many cases this can be a very stressful time as few people today have money in savings. What can make this even worse is knowing that your payday is just around the corner. To cope with times like these a person can take out a payday loan that can help them. This is a type of loan that is over a short period which is paid in full when you get paid. Maybe you need money quickly, if so here are the benefits of having a payday loan.

Continue Reading Advantages Of Obtaining A Payday Loan

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With more and more people using credit or debit cards for purchases, it’s becoming more and more important for store owners to have a Merchant Account. The big question is what are they and how do they work. First of all the simple answer to the first question is that it is an easy way for your customers to pay online or in your store and for a small fee the money is electronically transferred to your bank account.

Continue Reading The Benefits Of A Merchant Account

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Are your debt problems already beyond your control? Do you wish to completely eliminate all your debts? If you are burdened by your financial obligations, especially if it is due to the high interest rates that your creditors oblige you to pay, seeking debt reduction assistance would probably help you.

Continue Reading Debt Reduction: Handling Your Debts Better

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Has there even been a point in your life when you found yourself going through collections letters and billing statements while having breakfast? You may have felt like there is no easy way to get out of your predicament. Having personal debt is a very common problem. It is a fact that people from all walks of life have to deal with it every single day.

Continue Reading Want To Always Have A Hearty Breakfast? Seek Debt Advice.

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If you have creditors on your back, you probably feel trapped with no way out. This happens if you are behind in repayments due to a limited budget. Most probably, you will be receiving calls from them reminding you to settle your accounts. It can seem like a never-ending cycle, making you feel all stressed out and helpless, especially when you see collection letters arriving one after another. To top these all off, you probably owe your creditors much more than you originally owed them since interest will be piling up because of the late payments.

Continue Reading Eliminate Debt With Debt Counseling

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It has been a frequent struggle over last three years, and it has been a difficult time financially for people who have been compelled to struggle under piles of debts unlike to such an extent as never previously experienced to such a serious degree.

Continue Reading Using Remortgages And Secured Loans For Debt Consolidation.

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There are a lot of methods to get working capital for your business, but not all of them involve a normal loan. A merchant loan is actually a type of factoring. Factoring is a practice whereby a company sells its anticipated credit card sales to a factoring company – the factor – at a cheaper rate in exchange for financing with which to fund the business as soon as possible.

Continue Reading Why A Merchant Loan Isn’t A Loan

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